Whether you are a financial institution, a fintech startup, or a lending platform, this template is designed for you. Here's why you should consider using a risk-based pricing model:

- Improve customer experience: By offering personalized interest rates, you can attract more customers and increase customer satisfaction.

- Mitigate risk: By accurately assessing each customer's credit risk, you can reduce the likelihood of defaults and minimize financial losses.

- Increase profitability: By pricing loans based on risk, you can optimize your revenue and maximize profitability.